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How We Work
Secure Digital Payments for Nepal
A regulated digital wallet and PSP delivering secure, interoperable, and compliant payment solutions supporting Nepal’s cash-lite, inclusive digital economy.
Unified Digital Payment Ecosystem Platform
DigiPay Mobile Money enables seamless P2P and multi-channel transactions, connecting consumers, businesses, institutions, and partners across Nepal’s interoperable digital payment ecosystem.
Digital Disbursements Platform
Supports payments and digital disbursements including bills, education, healthcare, commerce, transport, salaries, government benefits, NGO aid, agriculture, microfinance, and insurance.
Trusted Payment Settlement System
Customer funds are safeguarded in NRB-compliant bank accounts, ensuring secure settlement, interoperability, system stability, and compliant inbound digital remittances.
Governance-Led Secure Payment Platform
Built on strong governance, AML/CFT compliance, cybersecurity, and customer protection, DigiPay enhances efficiency, transparency, and resilience across Nepal’s digital financial ecosystem.
Our Infrastructure
NRB Compliance Certified
Architecture is built on an NRB-Compliant Core System for auditability and adheres to all national security and data sovereignty guidelines.
High Resilience
Achieves near-perfect uptime through Geographic Redundancy (BCP/DRP) and dedicated domestic colocation hosting, surpassing mandatory requirements for service continuity.
Zero-Trust Security
Protects user funds and data using Multi-Factor Authentication (MFA) and End-to-End Encryption (at rest and in-transit), strictly aligning with Cyber Resilience Directives.
Our Infrastructure
DigiPay operates a robust, future-ready financial technology infrastructure that is explicitly designed and certified for regulatory compliance in Nepal.
NRB Compliance Certified
Architecture is built on an NRB-Compliant Core System for auditability and adheres to all national security and data sovereignty guidelines.
High Resilience
Achieves near-perfect uptime through Geographic Redundancy (BCP/DRP) and dedicated domestic colocation hosting, surpassing mandatory requirements for service continuity.
Zero-Trust Security
Protects user funds and data using Multi-Factor Authentication (MFA) and End-to-End Encryption (at rest and in-transit), strictly aligning with Cyber Resilience Directives.
Scalability & Interoperability
Features an API-first core, ready for seamless integration with the National Payment Switch (NPS) and rapid user/transaction growth.
DigiPay Pvt. Ltd. is a regulated Digital Wallet and Payment Service Provider (PSP), operating under the directives and supervisory framework of Nepal Rastra Bank (NRB). The company delivers secure, interoperable, and compliant digital payment and disbursement solutions, supporting Nepal’s transition toward a cash-lite and inclusive digital economy.
DigiPay’s core offering, the DigiPay Mobile Money Account, enables seamless person-to-person (P2P) transfers and serves as a unified platform for C2B, B2C, B2B, G2P, and P2G
transactions. Through formal partnerships, DigiPay connects consumers, businesses, and
institutions to a broad ecosystem of banks, payment system operators (including NCHL),
telecom operators, merchants, billers, government agencies, microfinance institutions,
employers, NGOs, remittance service providers, and airlines.
The platform supports a wide range of payment services, including utility and media bills,
education and healthcare payments, e-commerce, retail and merchant QR payments,
transportation, and airline ticketing. DigiPay also enables digital disbursements such as
government pensions and subsidies, salary payments, NGO aid distribution, agricultural
payments, and microfinance and micro-insurance transactions.
Customer funds are safeguarded in designated bank settlement accounts in accordance with
NRB regulations, with clearing and settlement conducted through licensed banks and
national payment infrastructure. Integration with PSOs and NCHL ensures interoperability and
system stability, while partnerships with licensed remittance providers enable compliant
digital receipt of inbound remittances
Anchored in strong governance, AML/CFT compliance, cybersecurity, and customer
protection, DigiPay functions as a customer-centric payment interface and a compliance-driven PSP—enhancing efficiency, transparency, and resilience within Nepal’s digital financial
ecosystem